Privacy Policy

Consumer Consent Generally

By accessing or using Frank Insurance Management Services, you are a “Consumer” or “Frank Insurance Management Consumer” who is at least 16 years of age and who consents to having your personal information collected, stored, used, transferred, shared, or disclosed, as the case may be, internally within the organization of Frank Insurance Management, and externally vis a vis third parties as Frank Insurance Management deems desirable to provide its services, such as insurance companies, agencies, agents, or representatives. If a potential user or consumer of Frank Insurance Management’s services objects to having his or her personal information handled in the manners prescribed under this Privacy Policy, as set forth below, such a person’s sole recourse is to fully refrain from providing Frank Insurance Management with any Personal Information to begin with, and to cease any use of or access to Frank Insurance Management services. Any Consumer of Frank Insurance Management who utilizes its services will not be able to “opt out” of a given request for a quote, product, or service once the request is initiated. Finally, Frank Insurance Management operations are geographically limited to the United States, however, a Consumer may also reside outside the United States and disclose his or her information from, for example, locales in Europe, Asia, or the Middle East; in such a case, the Consumer consents to having his or her information transferred internationally from such locale to within the United States.

Contents of Personal Information and Methods of Transmission

Your personal information may include sensitive and confidential matter, including identifiers, contact information, and financial, social or medical information concerning you. It may include the consumer’s name, sex, date of birth, address, email, preferences, zip codes, and telephone number; the consumer’s blogs or postings on public domains; information concerning the consumer’s home or vehicle ownership; information concerning a consumer’s browser, IP address, location, device information, hardware information, operating system information, data caches, GPS and location information, Cookies, date/time stamps, clicks data, Internet Service Provider information, web pages information, and any and all information necessary or desirable for Frank Insurance Management to provide its services. Methods of collecting such information include, but are not limited to, marketing, telemarketing, surveys, forms which the Consumer fills out, third party or affiliate websites, applications, social media, blogs, and public forums. The aforesaid information may be shared by Frank Insurance Management with third parties; the Consumer’s mere use or access to Frank Insurance Management services constitutes express consent to Frank Insurance Management sharing such information with Third parties.

Consumer’s Consent to Frank Insurance Management “Collection” of Personal Information

Your use of Frank Insurance Management’s websites and services means that you have agreed and consented to the Terms and Conditions of Use and to this Privacy Policy. Frank Insurance Management’s Privacy Policy, which is set forth herein at length, provides a description of Frank Insurance Management means and methods of collecting, sharing, and using your personal data and information, which is a necessary component of Frank Insurance Management’s services. Frank Insurance Management is in the business of providing its consumers with competitive quotes on premiums of insurance policies and products. Frank Insurance Management thus aims to connect its consumers with the insurance companies or agencies most desirable for the consumer. Incident to this business model, Frank Insurance Management services necessarily include, but are not limited to, collecting consumer information through its websites, the websites of its affiliates or independent contractors, its applications, and other technology.

Consumer’s Consent to Frank Insurance Management “Use” of Information

The Consent hereby granted to Frank Insurance Management by Consumers for “use” of personal information shall be interpreted broadly to include any lawful or legally permissible purpose, including but not limited to, contacting the Consumer for commercial transacting, marketing, advertising, gathering further information, making promotional offers, engaging third parties, resolving formal or informal grievances or disputes, or customer support, as the same may pertain to a commodity, product, or service.

Consumer’s Consent to Frank Insurance Management Assurance “Disclosure” of Personal Information

The Consent hereby granted to Frank Insurance Management by Consumers for the “disclosure” of personal information shall include the disclosure and transmission of the same by Frank Insurance Management to any person or entity who in Frank Insurance Management’s sound discretion constitutes a person or entity of interest who is either authorized to receive the information or otherwise desirable to initiate or effectuate a commercial transaction, including the sale of insurance products, with the Consumer. Consumers hereby understand and consent to Frank Insurance Management’s disclosure of personal information as such whether or not Frank Insurance Management gets compensated for the Disclosure and fully understanding that Frank Insurance Management may be compensated for the disclosure. Consumers hereby understand and consent to Frank Insurance Management’s disclosure of the Consumer’s personal information even if the recipient of the disclosed information is not bound by this or any other Privacy Policy or not restricted in any sense with respect to how to treat the personal information. Consumers understand that some recipients of the personal information are not controlled by Frank Insurance Management and such recipients may have little to no restrictions with respect to the treatment, handling, and use of the personal information. Consumer further understands that the recipient of disclosed information is hereby authorized to contact the Consumer to initiate or effectuate a commercial transaction. Consumer information may also be disclosed by Frank Insurance Management in the interests of justice, pursuant to court order, or to protect the rights of others, including Frank Insurance Management. Finally, Frank Insurance Management hereby reserves the right to disclose, lease, sell, assign or transfer Consumer Information, and most notably in the event that Frank Insurance Management wishes to sell its assets in whole or in part or otherwise merge or consolidate its business with that of another

Third Party and Network Ads

Frank Insurance Management will use the Consumer’s information to request from other vendors certain quotes, services, or other information pertaining to insurance or other products or services. SUCH VENDORS MAY THEN CONTACT OR TELEMARKET TO FRANK INSURANCE MANAGEMENT’S CONSUMER DIRECTLY TO PROVIDE SAID SERVICES, QUOTES, OR INFORMATION, AND MAY DO SO VIA MAIL, TELEPHONE, TEXT MESSAGE, FAX, EMAIL AND OTHER MEANS OF COMMUNICATION. THE CONSUMER MAY RECEIVE TELEMARKETING CALLS FROM SEVERAL VENDORS AS A RESULT NOTWITHSTANDING THAT THE CONSUMER IS REGISTERED ON STATE OR NATIONAL DO NOT CALL (‘DNC”) REGISTRY.Accordingly, the Consumer waives his or her right to any claims for violation of the TCPA or similar laws on the grounds that the Consumer is listed on the DNC registry. Furthermore, the Consumer hereby consents to allowing matched vendors to share the consumer’s information or conduct any permissible research that is desirable to assist the vendor in determining the Consumer’s eligibility for a given insurance product or any other information incident to the Consumer’s application for insurance.

Third Party and Network Ads

Frank Insurance Management will use the Consumer’s information to request from other vendors certain quotes, services, or other information pertaining to insurance or other products or services. SUCH VENDORS MAY THEN CONTACT OR TELEMARKET TO FRANK INSURANCE MANAGEMENT'S CONSUMER DIRECTLY TO PROVIDE SAID SERVICES, QUOTES, OR INFORMATION, AND MAY DO SO VIA MAIL, TELEPHONE, TEXT MESSAGE, FAX, EMAIL AND OTHER MEANS OF COMMUNICATION. THE CONSUMER MAY RECEIVE TELEMARKETING CALLS FROM SEVERAL VENDORS AS A RESULT NOTWITHSTANDING THAT THE CONSUMER IS REGISTERED ON STATE OR NATIONAL DO NOT CALL (‘DNC”) REGISTRY.Accordingly, the Consumer waives his or her right to any claims for violation of the TCPA or similar laws on the grounds that the Consumer is listed on the DNC registry. Furthermore, the Consumer hereby consents to allowing matched vendors to share the consumer’s information or conduct any permissible research that is desirable to assist the vendor in determining the Consumer’s eligibility for a given insurance product or any other information incident to the Consumer’s application for insurance.

Rights Under the Telephone Consumer Protection Act (TCPA) and Applicable Law

Frank Insurance Management Has No Control Over Third Parties

Consumers may receive offers from third parties incident to the use of Frank Insurance Management’s services. In this case, any information disclosed by the Consumer to such third parties is subject to the privacy policies of such third parties. Frank Insurance Management is not responsible for the privacy policies and practices of such third parties. A Consumer who wishes to object to or otherwise opt out of the services or practices of such third parties much contact such third party directly.

Amendments to Privacy Policy

Frank Insurance Management reserves the right to change this Privacy Policy at any time. Amendments will take effect immediately upon us posting the updated Privacy Policy.